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Filed under •Financial Services on 6 Sep 2010 10:52

One of the acronyms that has been bandied around since the health insurance regulation has passed is HIPAA. HIPAA stands for the Health Insurance Portability and Accountability Act, an act that protects the privacy of health insurance consumers in a digital age and allows them some guarantee of insurance renewability [ ... 320 words omitted]

Filed under •Financial Services on 6 Sep 2010 7:07

If you can't afford to buy life insurance there could be another way for you to get it-and that is through premium financing. In a premium financing arrangement, you are loaned the annual premium costs and the collateral on the loan is a stake in your life insurance death benefit [ ... 304 words omitted]

Filed under •Financial Services on 6 Sep 2010 6:27

Thanks to the new healthcare reform bill, high-risk health insurance pools will be opening up state by state. Because people with pre-existing health conditions are riskier to insure (because they already have health issues and are guaranteed to cost the health insurance company money) many of them do not have [ ... 260 words omitted]

Filed under •Financial Services on 5 Sep 2010 6:09

One of the more popular forms of life insurance out there is variable life insurance. But why is this complex form of life insurance gaining such popularity, and how can it benefit your financial foundation? Understanding Variable Life Insurance Variable life insurance is a form of whole (or permanent) life [ ... 368 words omitted]

Filed under •Financial Services on 5 Sep 2010 3:09

Universal life insurance might sound like a policy that covers more than just your life, but in reality, universal life insurance is simply a life insurance policy that offers a death benefit as well as the option for cash value accumulation. With universal life insurance, you have a varying premium [ ... 327 words omitted]

Filed under •Financial Services on 5 Sep 2010 10:38

It does not matter which part of the country you look at, the recession has been biting hard. One of the less obvious effects has been the fall in the amount of tax revenue collected by city councils and state governments. Property taxes? Well, no properties have held their value [ ... 459 words omitted]

Filed under •Financial Services on 5 Sep 2010 10:27

One of the more reassuring myths we have today is that it's always possible to achieve certainty. Even if it's only being wise after the event, we can always tell who was at fault, who deserved to win, and so on. This gives us all a pleasant feeling of security. [ ... 470 words omitted]

Filed under •Financial Services on 5 Sep 2010 9:54

Life insurance policies can have many different types of value added aspects. They have the death benefit, the possibility of cash value accumulation, and accelerated benefit and other riders. But there's one more benefit that life insurance policies offer, an asset that you can sell to another investor. A life [ ... 255 words omitted]

Filed under •Financial Services on 5 Sep 2010 4:41

Once you get your life insurance quotes, there is just one thing standing between you and the issuance of a life insurance policy. And that thing is life insurance underwriting. What is life insurance underwriting? Life insurance underwriting is the process of evaluating the amount of risk that you present [ ... 354 words omitted]

Filed under •Financial Services on 4 Sep 2010 7:59

One of the best ways to keep your home insurance premiums low is to never have a claim against the insurance that was preventable. Sure, accidents and mother nature happen but that doesn't mean that you can't help reduce the number of claims you experience by reducing the risk you [ ... 352 words omitted]

Filed under •Financial Services on 4 Sep 2010 10:51

The new healthcare reform bill will completely change how health insurance works in the United States by 2014. Here are just a few highlights: In 2014, not only will most adults be required to carry health insurance but insurance companies will not be allowed to decline coverage based on pre-existing [ ... 293 words omitted]

Filed under •Financial Services on 4 Sep 2010 10:07

Getting an auto insurance quote to obtain auto insurance to cover your teen is a no brainer - after all, who wants their new driver to be out there without the benefit of insurance? But there are a few things that you should know before you get an auto insurance [ ... 326 words omitted]

Filed under •Financial Services on 4 Sep 2010 9:34

If you have been comparing life insurance rates then chances are good that you have looked at term life insurance . Term life insurance is a terrific product for people who: Need a high dollar death benefit with a low dollar premium. Need a temporarily high amount of life insurance [ ... 347 words omitted]

Filed under •Financial Services on 3 Sep 2010 7:18

There can be times in your life when you need a temporary health insurance option to help you and your family. It may be while you are in between jobs or while you wait for another group policy to begin, but if you no longer have access to COBRA coverage [ ... 250 words omitted]

Filed under •Financial Services on 3 Sep 2010 3:39

There are two major types of health insurance that consumers can choose from, a PPO plan or an HMO plan and you'll run into both of these when you get your health insurance quotes . Today we are going to talk about the PPO plan. PPO stands for Preferred Provider [ ... 341 words omitted]

Filed under •Financial Services on 3 Sep 2010 9:39

Your life insurance policy doesn't have to just cover you. In fact, you can simplify your life and budget by adding family coverage riders to your life insurance policy. These riders provide affordable coverage for your spouse and children. Child rider coverage You can buy life insurance for your children [ ... 355 words omitted]

Filed under •Financial Services on 3 Sep 2010 7:28

When you are shopping for a health insurance quote one of the things you might consider is a group health insurance policy. But you should know that there are many drawbacks to group health insurance policies that can adversely affect you and your family. The Difference between Individual and Group [ ... 343 words omitted]

Filed under •Financial Services on 2 Sep 2010 9:18

With unemployment rates reaching an all time high and economic recovery that brings in new jobs slow to appear, freelancing and working from home are becoming more and more popular among the recently laid off. Whether you have the choice to work at home or not, you need to make [ ... 328 words omitted]

Filed under •Financial Services on 2 Sep 2010 6:12

When you look for health insurance quotes online, you often hear about HMO and PPO plans, but there is another type of health insurance policy organization out there, and it is called an indemnity plan. With an indemnity plan, there is no need for you to visit a certain network [ ... 298 words omitted]

Filed under •Financial Services on 2 Sep 2010 12:07

Choosing a deductible for your auto insurance quote might seem like an easy task, but it is actually a very big decision that should not be taken lightly-especially since your deductible has a big effect on the premium you are charged and because you must have enough money in the [ ... 315 words omitted]



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